I am taking a free class at Jessica Sprague's site. Two thumbs-up to Jessica, as this is a great class! First of all, did I mention it is free? Second of all, her video tutorials are paced well. I kept up the whole time, and I got some good info on using digital elements with Photoshop. She's using CS4, but I am able to follow in CS2 (though I am wondering about an upgrade...).
So, behold! My first altered photo! We used a digi frame and word art for this. She used a different word art, but it didn't necessarily go with my pic. This has been altered so that it is ready to be sent off and developed. Kewl.